Everyone needs a vehicle, and today that need is more significant than ever before. With the distances, people travel to work, and most clients are driving to their vacation destinations throughout the year rather than flying, autos have become more of a need than a luxury. A car is not just a status symbol anymore but something that caters to every person's needs daily. As an outcome, the demand for automobiles has increased even though the financing options have not. As a result of our economy's recent climate, many consumers are having a hard time getting financed for an auto loan. Many lenders have increased the down payment requirements, and most have raised their minimum credit criteria, so a much more significant percentage of customers no longer qualify. With that said, many consumers are going online to find auto financing options. Why Online? The World Wide Web is opening up many new ways to conduct business . As consumers conduct more and more financial transacti